Powered By Zama fHEVM
Secure, confidential on-chain computation enables seamless credit management and private payment tracking across the ecosystem.
Confidential
Credit
Deposit your assets into Polaris Vaults. Polaris securely tracks your credit worthiness via fHEVM to unlock private BNPL everywhere.
Identity &
Trust
Integrated with Reclaim Protocol for Zero-Knowledge KYC and Sybil resistance to ensure robust, secure peer-to-peer credit pools.
One-Click
Checkout
Seamless merchant integrations allow you to Buy Now and Pay Later with a single confidential transaction, no matter where you are.
Decentralized &
Trustless
Maintain full ownership of your collateral. Smart contracts handle LTV calculations, liquidation, and settlement automatically.
Empower Your
Sales with
Polaris Merchant.
- ✓
Instant Settlement
No more 30-day waiting. Funds are settled on-chain instantly after customer confirmation.
- ✓
Zero Chargebacks
All payments are pre-collateralized on the protocol, eliminating fraud and chargeback risk.
- ✓
Global Customer Base
Accept customers using collateral from any chain, from Polygon to Base to Monad.
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For The Latest Updates
Join TelegramBuild With Polaris
Integrate Polaris into your dApp or storefront to offer instant Web3 BNPL checkout to your customers.