System_Governance // Legal_Layer

DATA_PROTECTION // PRIVACY_PROTOCOL

PRIVACY_MANIFEST_V1.0.4
Last_Hash: 0x7E...2D

"In the decentralized architecture of Polaris, privacy is not a setting—it is a foundational protocol logic. This document outlines the technical constraints and cryptographic guarantees governing your data."

[01] ON_CHAIN_DATA_RETENTION

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TRANSACTION_IMMUTABILITY: All financial interactions (deposits, withdrawals, BNPL executions) are recorded on the Creditcoin blockchain. These records are permanent and pseudonymous.

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METADATA_CLEANSING: Off-chain relayers strip non-essential IP headers and device identifiers before broadcast. Your physical location is never stored on the Polaris ledger.

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TTL_VARIABLES: Temporary session data (UI preferences, local cache) is assigned a "Time-To-Live" of 24 hours before automatic localized purging.

[02] ENCRYPTION_STANDARDS

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AES_256_GCM: All off-chain storage layers utilize military-grade Advanced Encryption Standard with Galois/Counter Mode for authenticated encryption.

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ASYMMETRIC_KEYS: Secure communication between the Polaris Terminal and the Liquidity Engine is signed using Ed25519 elliptic curve signatures.

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NON_CUSTODIAL_DESIGN: Polaris never stores private keys. All cryptographic authorizations must be signed via the user's connected hardware or software wallet.

[03] ZERO_KNOWLEDGE_PROOF_USAGE

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ZK_IDENTITY: Polaris utilizes Zero-Knowledge Proofs (zk-SNARKs) to verify creditworthiness without exposing the underlying financial history of the user.

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SOLVENCY_ATTESTATION: Liquidity pool solvency is proven cryptographically on an hourly basis, ensuring transparency without leaking specific trade secrets or participant sizes.

-- End of Manifest --
PRIVACY_STATUS
ENCRYPTED
Tunnel: AES-256-SHA3

Data_Control_Center

Triggering a data purge will immediately clear all local storage, session keys, and off-chain cached identifiers. This action is irreversible.

Integrity_Score:100%
Leak_Detected:FALSE
Relay_Nodes:14_ACTIVE